Skip to main content

Advertisement

Log in

Redressing the Limitations of the Affordable Care Act for Mexican Immigrants Through Bi-National Health Insurance: A Willingness to Pay Study in Los Angeles

  • Original Paper
  • Published:
Journal of Immigrant and Minority Health Aims and scope Submit manuscript

Abstract

The 12.4 million Mexican migrants in the United States (US) face considerable barriers to access health care, with 45 % of them being uninsured. The Affordable Care Act (ACA) does not address lack of insurance for some immigrants, and the excluded groups are a large proportion of the Mexican–American community. To redress this, innovative forms of health insurance coverage have to be explored. This study analyses factors associated with willingness to pay for cross-border, bi-national health insurance (BHI) among Mexican immigrants in the US. Surveys were administered to 1,335 Mexican migrants in the Mexican Consulate of Los Angeles to assess their health status, healthcare utilization, and willingness to purchase BHI. Logistic regression was used to identify predictors of willingness to pay for BHI. Having a job, not having health insurance in the US, and relatives in Mexico attending public health services were significant predictors of willingness to pay for BHI. In addition, individuals identified quality as the most important factor when considering BHI. In spite of the interest for BHI among 54 % of the sampled population, our study concludes that this type of coverage is unlikely to solve access to care challenges due to ACA eligibility among different Mexican immigrant populations.

This is a preview of subscription content, log in via an institution to check access.

Access this article

Price excludes VAT (USA)
Tax calculation will be finalised during checkout.

Instant access to the full article PDF.

Similar content being viewed by others

References

  1. Center PHR. The Mexican immigration boom: births overtaking immigration. Washington: Pew Hispanic Center; 2011.

    Google Scholar 

  2. CONAPO. Migración y Salud: Latinos en los Estados Unidos. México, DF: Consejo Nacional de Población; 2008.

  3. ASPRE Issue Brief. Overview of the uninsured in the United States: a summary of the 2011 current population survey. In: U.S. Department of Health & Human Services. 2011. http://aspe.hhs.gov/health/reports/2011/CPSHealthIns2011/ib.pdf. Accessed 4 July 2012.

  4. Wallace S, Gutiérrez V, Castañeda X. Access to preventive services for adults of Mexican origin. J Immigr Minor Health. 2008;10(4):363–71.

    Article  PubMed  Google Scholar 

  5. Migration Policy Institute. 2010 American community survey and census data on the foreign born. 2012. http://www.migrationinformation.org/datahub/acscensus.cfm. Accessed 4 July 2012.

  6. Vargas Bustamante A, Fang H, Garza J, Carter-Pokras O, Wallace SP, Rizzo JA, et al. Variations in healthcare access and utilization among Mexican immigrants: the role of documentation status. J Immigr Minor Health. 2012;14(1):146–55.

    Article  PubMed Central  PubMed  Google Scholar 

  7. Uninsured KCoMat. Five facts about the uninsured. Washington, DC: Kaiser Family Foundation; 2011.

    Google Scholar 

  8. Vargas Bustamante A, Chen J, Rodriguez HP, Rizzo JA, Ortega AN. Use of preventive care services among Latino subgroups. Am J Prev Med. 2010;38(6):610–9.

    Article  PubMed  Google Scholar 

  9. Byrd TL, Law JG. Cross-border utilization of health care services by United States residents living near the Mexican border. Rev Panam Salud Publica. 2009;26(2):95–100.

    Article  PubMed  Google Scholar 

  10. Wallace SP, Mendez-Luck C, Castaneda X. Heading south: why Mexican immigrants in California seek health services in Mexico. Med Care. 2009;47(6):662–9.

    Article  PubMed Central  PubMed  Google Scholar 

  11. Su D, Richardson C, Wen M, Pagan JA. Cross-border utilization of health care: evidence from a population-based study in South Texas. Health Serv Res. 2011;46(3):859–76.

    Google Scholar 

  12. Gonzalez-Block MA, de la Sierra-de la Vega LA. Hospital utilization by Mexican migrants returning to Mexico due to health needs. BMC Public Health. 2011;11:241.

    Article  PubMed Central  PubMed  Google Scholar 

  13. Bustamante AV, Ojeda G, Castaneda X. Willingness to pay for cross-border health insurance between the United States and Mexico. Health Aff. 2008;27(1):169–78.

    Article  Google Scholar 

  14. Laws MA. Foundation approaches to U.S.-Mexico border and binational health funding. Health Aff. 2002;21(4):271–7.

    Article  Google Scholar 

  15. Arredondo A, Orozco E, Wallace SP, Rodriguez M. Health insurance for undocumented immigrants: opportunities and barriers on the Mexican side of the US border. Int J Health Plann Manage. 2012;27(1):50–62.

    Article  PubMed  Google Scholar 

  16. Laugesen MJ, Vargas-Bustamante A. A patient mobility framework that travels: European and United States-Mexican comparisons. Health Policy. 2010;97(2–3):225–31.

    Article  PubMed  Google Scholar 

  17. Warner DC, Schneider PG. Cross-border health insurance: options for Texas. Austin, TX: University of Texas, Lyndon B. Johnson School of Public Affairs; 2004.

    Google Scholar 

  18. Vargas Bustamante A, Laugesen M, Caban M, Rosenau P. United States-Mexico cross-border health insurance initiatives: Salud Migrante and medicare in Mexico. Rev Panam Salud Publica. 2012;31(1):74–80.

    Article  PubMed  Google Scholar 

  19. González-Block MA, Robinson S, de la Sierra LA, González LM, Olivares JC, York P, et al. Salud Migrante: a proposal for binational Health insurance. Cuernavaca: National Institute of Public Health; 2008.

    Google Scholar 

  20. Saver BG, Doescher MP, Symons JM, Wright GE, Andrilla CH. Racial and ethnic disparities in the purchase of nongroup health insurance: the roles of community and family-level factors. Health Serv Res. 2003;38(1 Pt 1):211–31.

    Article  PubMed Central  PubMed  Google Scholar 

  21. Galarneau C. Still missing: undocumented immigrants in health care reform. J Health Care Poor Underserved. 2011;22(2):422–8.

    Article  PubMed  Google Scholar 

  22. Capps A, Rosemblum M, Fix M. Immigrants and health care reform, what’s really at stake?. Washington, DC: Migration Policy Institute; 2009.

    Google Scholar 

  23. Aguilar-Gaxiola S. Falling through the cracks? Latino immigrants access to care and health care reform. In: Binational Policy Forum on Migration and Global Health. San Antonio; 2011.

  24. Ortega AN, Fang H, Perez VH, Rizzo JA, Carter-Pokras O, Wallace SP, et al. Health care access, use of services, and experiences among undocumented Mexicans and other Latinos. Arch Intern Med. 2007;167(21):2354–60.

    Article  PubMed  Google Scholar 

  25. U.S. Census Bureau. 2010 American Community Survey, Selected Economic Characteristics, Table DP03; using American FactFinder. 2012. http://factfinder2.census.gov. Accessed 4 July 2012.

  26. Focus on Health Reform. Summary of new health reform law. Menlo Park: Kaiser Family Foundation; 2010.

    Google Scholar 

  27. Congressional Budget Office. Estimates for the insurance coverage provisions of the Affordable Care Act updated for the recent supreme court decision. Washington DC; 2012 July 24, 2012.

  28. Knetsch JL, Sinden JA. Willingness to pay and compensation demanded: experimental evidence of an unexpected disparity in measures of value. Q J Econ. 1984;9(3):507–21.

    Article  Google Scholar 

  29. KaJS Seip. Willingness to pay for environmental goods in Norway: a contingent valuation study with real payment. Environ Resour Econ. 1992;2(1):91–106.

    Article  Google Scholar 

  30. Loomis J, Brown T, Lucero B, Peterson G. Improving validity experiments of contingent valuation methods: results of efforts to reduce the disparity of hypothetical and actual willingness to pay. Land Econ. 1996;72(4):450–61.

    Article  Google Scholar 

  31. Goldberger AS. Econometric theory. New York: Wiley; 1964.

    Google Scholar 

  32. CONAPO. Migración México-Estados Unidos: Temas de Salud. México, DF: Consejo Nacional de Población; 2005.

Download references

Acknowledgments

We are grateful to the Mexican Ministry of International Relations, the Institute for Mexicans Abroad and the Mexican Consulate in Los Angeles for facilitating the implementation of the study. We thank comments to an earlier draft by Xóchitl Castañeda, Steven Wallace and Adrián Dávila. We acknowledge the financial support from the Research Program on Migration and Health (PIMSA), contract number #INN01D.

Author information

Authors and Affiliations

Authors

Corresponding author

Correspondence to Arturo Vargas Bustamante.

Rights and permissions

Reprints and permissions

About this article

Cite this article

González Block, M.A., Vargas Bustamante, A., de la Sierra, L.A. et al. Redressing the Limitations of the Affordable Care Act for Mexican Immigrants Through Bi-National Health Insurance: A Willingness to Pay Study in Los Angeles. J Immigrant Minority Health 16, 179–188 (2014). https://doi.org/10.1007/s10903-012-9712-5

Download citation

  • Published:

  • Issue Date:

  • DOI: https://doi.org/10.1007/s10903-012-9712-5

Keywords

Navigation